Your AC Contractor: What is The Difference Between Bonded and Insured?


A contractor’s bond and insurance are important forms of protection for you, the consumer. Not only do they ensure your system works optimally, but they also protect your home and property. When a contractor is licensed and bonded, you can rest assured knowing you have recourse should something go wrong on the job when they are performing AC service in Tampa.

Before hiring a new AC company, read up on what it means to be bonded and insured and make sure your prospective hire is up to the task.

Contractor’s Bond

Each state sets certain requirements that a contractor must meet in order to be bonded. Bonding protects the consumer if the contractor fails to complete a job, doesn’t pay for permits, or fails to meet other financial obligations. To make sure your AC tech is bonded, request to see a bond number and certification in advance.

Contractor’s Insurance

Typically, AC contractors hold two types of insurance. Liability insurance covers such situations as contractor-caused damage to your property, while workers’ compensation provides payment to injured workers for lost wages and medical services, regardless of who was at fault. It’s best to ensure contractors have all the necessary insurance before allowing them to work on your home.

Contractor Licensing

Licenses prove that AC techs have the necessary training to handle your installation or repair job. Determined on a state-by-state basis, licensing requirements might include attending an accredited training program, participating in an apprenticeship, and passing an exam. While you’re checking to see if companies are insured and bonded, don’t forget to inquire about whether the contractor’s particular trade requires a license.

Trust Del-Air With All Your AC Repair Needs

You don’t want to trust just anyone to enter your home and repair your AC system. Making sure you hire an appropriately licensed, insured, and bonded contractor ensures that you, your family, and your interests are protected at all times when you are in need of AC service in Tampa. Contact our reputable professionals at Del-Air for your AC system repair. Our goal is to fix the issue right the first time and leave your home just the way we found it.